Calculation example at or interest rate of 18.15%, at the end of the grace period:
For a credit line of 50,000 lei, the monthly rate is a maximum of 2,500 lei, and the maximum possible monthly interest is 770.75 lei. In total, the maximum possible monthly payment is 3,270.75 lei. The APR (effective annual interest) for the loan used in number is 26.51%, and the total amount payable (loan amount + all related costs) is 69,409.27 lei.
Calculations performed may vary insignificantly considering possibilities and the actual number of days between due dates.